Improve Your Home.

Pay Over Time.

Explore Flexible Financing Options for Homeowners in Nashville, Brentwood, Franklin, and Middle Tennessee through our Financing Partner

Your home improvement project does not always have to wait until you can pay the entire cost upfront. Music City Improvements works with Hearth to help qualified homeowners explore convenient financing options for remodeling and renovation projects.

A More Flexible Way to Fund Your Renovation

Whether you are planning a bathroom remodel, upgrading your kitchen, or making broader improvements throughout your home, financing can help you move forward while spreading the cost over manageable monthly payments.


Through Hearth, you can compare personalized financing options from multiple lending partners using one simple process.

Financing Designed Around Your Project

Personalized Options

Explore financing offers based on your project needs and financial profile.

Multiple Lending Partners

Review potential options from a network of lenders without completing separate applications for each one.

Convenient Monthly Payments

Choose an available payment plan that works with your household budget and renovation goals.

No Impact to Check Options

See potential financing options without affecting your credit score. A hard credit inquiry may be required if you decide to move forward with a lender.

See Your Options in Just a Few Steps

1. Tell Us About Your Project

Contact Music City Improvements to discuss your renovation and request an estimate.

2. Check Your Financing Options

Use our secure Hearth financing link to provide some basic information and review available offers.

3. Compare Your Offers

Review the available loan amounts, estimated monthly payments, interest rates, and repayment terms.

4. Choose What Works for You

If you find an option that fits your needs, complete the lender’s application process and prepare to move forward with your project.

Finance the Improvements That Make Your House Feel Like Home

Financing may be available for projects such as:

  • Bathroom remodeling
  • Kitchen remodeling
  • Flooring installation
  • Interior renovations
  • Exterior improvements
  • Home repairs
  • Custom renovation projects

Explore a Payment That Fits Your Budget

Enter your estimated project amount to get a better sense of what your monthly payment could look like. Final rates, payments, and loan terms will depend on the lender, the selected offer, and your individual qualifications.

Quality Improvements Made More Accessible

At Music City Improvements, we want homeowners to feel confident about both their renovation and the way they pay for it. Our team provides professional remodeling services, clear communication, and detailed estimates so you can make an informed decision before work begins.


Financing is simply another way we help Nashville-area homeowners turn their plans into finished spaces they can enjoy.

Home Improvement Financing FAQs

  • Will checking my financing options affect my credit score?

    You can check potential options through Hearth without affecting your credit score. If you select an offer and continue with a lender, the lender may perform a hard credit inquiry.

  • Is financing provided by Music City Improvements?

    No. Music City Improvements is not a lender. Financing options are provided by independent third-party lenders through Hearth.

  • What information will I see?

    Depending on your qualifications, you may be able to compare potential loan amounts, interest rates, monthly payments, and repayment terms.

  • Does everyone qualify?

    No. Financing is subject to lender approval, creditworthiness, income, and other eligibility requirements.

  • Can I use financing for any remodeling project?

    Available loan amounts and terms vary. We recommend requesting a project estimate and checking your personalized options to determine what may be available.

  • Do I have to accept an offer after checking?

    No. Reviewing potential financing options does not obligate you to accept an offer or hire Music City Improvements.

  • Can Music City Improvements help me choose a loan?

    We can answer questions about your project estimate, but we cannot provide financial advice or recommend a particular loan. Questions about an offer should be directed to Hearth or the applicable lender.

Your Next Home Project May Be More Attainable Than You Think

Tell us what you would like to improve, receive a professional estimate, and explore financing options that could help bring your renovation plans within reach.

Music City Improvements is not a lender or financial advisor. Financing is offered through Hearth and participating third-party lenders. All financing is subject to lender approval and individual eligibility requirements. Available rates, loan amounts, terms, and monthly payments vary by applicant and lender. Checking potential offers may not affect your credit score; proceeding with an offer may require a hard credit inquiry. Music City Improvements does not guarantee approval or any particular financing terms.